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Fixed Income Instruments

Explore Fixed-Income Instruments

A fixed-income instrument refers to an investment security that offers fixed returns, typically in the form of interest or dividends, over a specified period. It is suitable for conservative investors, retirees, and income-oriented individuals looking for a low-risk investment option.

what are fixed income instruments


Explore Fixed-Income Instruments

what is a fixed income instrument

What are Fixed-Income Instruments?

A fixed-income instrument refers to an investment security that provides a fixed or predictable stream of income over a specified period. These instruments, issued by governments, corporations, and financial institutions, include options like NCDs, Corporate FDs, Corporate Bonds, SGBs, Tax-Free Bonds, Bonds for Senior Citizens, and High Yield Bonds.

Types of Fixed-Income Instruments

What are the benefits of Fixed-Income Instruments?

Fixed-Income Instruments

Risks associated with Fixed-Income Instruments

  • Interest Rate Risk

    Changes in interest rates can impact the market value of fixed-income instruments, potentially affecting their liquidity and prices.

  • Credit Risk

    There is a possibility of default by the issuer of the instrument, leading to a loss of principal and interest payments.

  • Inflation Risk

    Fixed-income instruments may not keep pace with inflation, which can erode the real value of returns over time.

  • Liquidity Risk

    Some fixed-income instruments may have limited liquidity, making it challenging to sell them in the secondary market at desired prices.

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