Home Our Services Investment Services

MLD

Explore Market-Linked Debentures

Diversify your investment portfolio by considering Market-Linked Debentures (MLDs), which blend the features of fixed-income instruments with the opportunity for increased returns tied to equity market performance. These structured investment products strike a balance between risk and reward, enabling you to potentially benefit from market gains while receiving regular coupon payments, providing an added layer of security.

Market linked debentures (MLD)

Explore the
Market-Linked Debentures (MLD)?

Types of market linked debentures (MLD)

What are Market-Linked Debentures?

Market-Linked Debentures (MLDs) are hybrid investment options issued in the form of bonds. The returns or interest received on MLDs are dependent on the performance of the underlying market, such as the Nifty 50 Index or Nifty 100 Index.

  • Higher potential returns

  • Flexibility and customization

  • Diversification and risk management

Types of Market-Linked Debentures

While specific types of MLDs are not mentioned in the provided information, market-linked debentures can have various structures and underlying assets.

Advantages of Market-Linked Debentures (MLD’s)

  • Downside protection

    Principal protected MLDs offer investors the benefit of downside protection, as they guarantee the return of the initial investment amount at maturity.

  • Potential for higher returns

    Non-principal protected MLDs provide the potential for higher returns compared to traditional fixed-income investments.

  • Diversification

    This helps spread risk and reduce exposure to any single investment, potentially improving the overall risk-return profile of the investment portfolio.

  • Customization

    Investors can choose from a variety of MLD structures, such as those with principal protection, currency exposures, or tailored coupon payments based on specific conditions.

Comparison of Returns and risks for various products like MLDs, equity, Bonds, Bank FD

Begin your investment journey with InCred Premier

Get Started

How Market-Linked Debentures work?

  • In India, a company named ABC Ltd. issues MLDs to investors, with a maturity period of 5 years and a principal investment amount of ₹1,00,000 per MLD.

  • The MLDs are linked to the performance of the Nifty 50 Index, which represents the top 50 companies listed on the National Stock Exchange (NSE) in India.

  • The MLDs offer 100% principal protection, ensuring that at maturity, investors will receive back their initial investment amount of ₹1,00,000, irrespective of how the market performs.

  • Along with principal protection, the MLDs offer potential upside based on the performance of the Nifty 50 Index.

  • If the Nifty 50 Index performs well over the 5-year period, investors may receive additional returns on top of their principal investment. For example, if the index returns 12% annually, the investor would receive a total return of ₹1,60,090 (₹1,00,000 principal + ₹60,090 returns).

Frequently Asked Questions

Insights about the market.

Our Clients have been
Extremely Satisfied

  • My experience with InCred Premier has been nothing short of exceptional. The personalized guidance at every turn speaks volumes about their commitment to meeting the unique needs of clients like myself. Their astute guidance on investment products has not only instilled confidence but also empowered me to make strategic, well-informed decisions aligned with my financial aspirations. The dedication of the team to ensuring client satisfaction adds an extra layer of excellence, making InCred Premier my top choice for navigating the landscape of financial investments.

    4296.jpg

    - Mr. Vijay Chaudhary

    Chairman of Land investment and asset management company

  • Being associated with InCred Premier as a client, I can confidently attest that their service surpasses my expectations. I've found that my Relationship Manager consistently provides guidance that aligns with my investment requirements. Even in situations where specialized knowledge is required, my relationship manager connects me with the experts to address my concerns and queries. InCred Premier truly understands my needs and consistently delivers.

    9714.jpg

    - Mr. Rahul Agrawal

    Co-founder & CIO OF Technology Services Company

  • InCred Premier's approach to shaping a financial strategy is refreshingly straightforward, yet comprehensive. My risk profile and financial objectives were taken into account, to develop a financial plan which provided me with a robust roadmap. Adhering to it diligently has helped me realize some of my financial aspirations already. I genuinely hope individuals in similar financial positions recognize the value of professional assistance provided by InCred Premier in their financial journey.

    2467.jpg

    - Mr. Kushagra Nandan

    MD & Co-Founder of Energy Company

Start your investment journey with InCred Premier today

Get Started